call905-579-0111
loginClient Login smartphoneMy McCAM App
Home chevron_right Home & Auto chevron_right Recreational
Personal Insurance

Recreational Insurance for Durham Families Who Live Beyond the 9-to-5.

From cottage country to open water, McCAM helps Durham Region and Barrie families protect every piece of the life they've built — not just the property on the deed.

Get a Recreational Quote
An Ontario family sitting together on a dock at a Muskoka lake with their feet in the water
cabin

Cottage & Seasonal Property

Seasonal and year-round cottage coverage for Muskoka, Haliburton, and Ontario cottage country. Building, contents, liability, and watercraft at dock. Including vacant property periods.

sailing

Boat & Watercraft

Hull, motor, trailer, and liability coverage for powerboats, sailboats, pontoons, jet skis, and kayaks/canoes. Navigational territory from Great Lakes to inland Ontario waterways.

two_wheeler

Motorcycle Insurance

Ontario motorcycle insurance for sportbikes, cruisers, touring bikes, and classic motorcycles. Agreed value options available. Seasonal storage discounts.

rv_hookup

RV & Travel Trailer

Motorhomes, fifth wheels, travel trailers, and park models. Full-timer coverage available. Emergency expenses and full replacement cost for newer units.

snowboarding

ATV & Snowmobile

Off-road vehicle insurance for ATVs, UTVs, and snowmobiles. Ontario trail coverage and liability. Including transport trailer.

flight_takeoff

Travel Insurance

Emergency medical, trip cancellation, and baggage coverage for Canadian travellers. We compare plans across providers to find the best coverage for your age and destination.

Protect the whole picture.

Bundle your recreational coverage with home and auto for the best combined rates across your full portfolio.

Get a Recreational Quote