Resource Center

Payment Info

Save on postage, bank fees, and avoid potential NSF charges by choosing to make payments through the MAC Plan, your financial institution or using your credit card online.

Monthly Automatic Chequing

The Monthly Automatic Chequing Plan provides the convenience of scheduled monthly withdrawals from your financial institution including:

  • Multiple McCAM policies can be paid in one single monthly withdrawal
  • Ensures continuous insurance coverage; no more worrying about missed payments
  • Allows you to select your own monthly withdrawal date
  • Saves postage and time

For more information on the Monthly Automatic Chequing Plan, please contact your Insurance Broker to determine your eligibility.


Online Payments**

Visit the View/Pay My Account page to make an online credit card payment using Visa, Visa Debit, MasterCard, or American Express. For more information about the online payment process, please visit Payment Information – FAQ.


Payment Through Your Financial Institution*

You may use your financial institution’s telephone or online banking service to pay your insurance premium directly from your bank account. You may need to contact your financial institution directly to set up a billing profile. When making your payment, select “McCam Insurance” for the company name. You will then be prompted to enter your 7-digit policy number, which can be found on your policy Declaration or your Billing Stub. (Example: If your policy number is “HPC 0000000”, enter “0000000”.) NOTE: You must make a separate online banking or telephone banking installment payment for each McCAM policy.


Cheque

Please send your cheque for the amount due and your Billing Stub to:

McCAM Insurance Brokers
292 King Street West
Oshawa, ON
L1J 2J9
NSF fees will be charged for insufficient funds.
* Please contact your Insurance Broker for further information
** Premium payments received by telephone banking or online banking do not constitute a waiver of our rights with respect to reinstatement.

Tips & Advice

8 Ways to Save Money on your Auto Insurance

We all want the best coverage, customized for our needs at the best possible price. If you are located in Durham region: Ajax, Pickering, Oshawa, Whitby or surrounding area and are looking to reduce your auto insurance premium, here are a few tips to help save you money.

Download PDF

Guide to Small Business Insurance

You have worked hard to build your business, protect it with the right business insurance. If you operate a business in Ajax, Pickering, Oshawa, Whitby or surrounding area McCAM Insurance understands what questions to ask to make sure your business gets the coverage it needs at the best price possible.

Download PDF

Insuring Your Recreational Boat

If you are located in Durham region: Ajax, Pickering, Oshawa, Whitby or surrounding area and your boat is financed, docked at a local marina or stored in your private boathouse, insurance can protect your liability risks. While boat insurance is not mandatory it can cover damage, liability and other unforeseen events.

Download PDF

Videos


McCAM Insurance Brokers

When McCAM Insurance Brokers learned Easter Seals had far more requests for financial support than it could accommodate, it helped establish and sponsored the Eric Lindros Celebrity Hockey Tournament, which raised more than $90,000 for local families of children with physical disabilities


McCAM Insurance Golf Classic

The McCAM Insurance Golf Classic with your hosts Nancy and Ken Shaw in support of Easter Seals

FAQ

Why should i regularly update my property insurance policy?

You should tailor your home insurance policy to any change in your life. Update it regularly in order to:

  • Receive coverage that suits your actual needs
  • Benefit from the fairest and most equitable premium
  • Avoid unpleasant surprises in the event of a claim

Call your McCAM Insurance broker to discuss any changes that could affect your insurance premium:

  • Alarm system installation
  • Change in your smoker/nonsmoker status
  • Major renovations (e.g., finishing your basement, putting an addition on your home, etc.)
  • Acquisition of highly valuable items (e.g., jewelry, paintings, antiques, etc.)

Also take the opportunity to update your home inventory. In the event of a claim, you will have all the information you need about your current possessions.

  • Receive coverage that suits your actual needs
  • Benefit from the fairest and most equitable premium
  • Avoid unpleasant surprises in the event of a claim

Call your McCAM Insurance broker to discuss any changes that could affect your insurance premium:

  • Alarm system installation
  • Change in your smoker/nonsmoker status
  • Major renovations (e.g., finishing your basement, putting an addition on your home, etc.)
  • Acquisition of highly valuable items (e.g., jewelry, paintings, antiques, etc.)

Also take the opportunity to update your home inventory. In the event of a claim, you will have all the information you need about your current possessions.

Am I covered for sewer backup?

In contrast to the “clean water” of water damage, sewer back-up involves damage caused by “dirty water”. This includes any water coming into your home from pipes, drains, septic tank, eaves troughs or down spouts. Sewer back-up can happen for a variety of reasons but the most common is when rain or melting snow overwhelms the city sewer system.

Sewer back-up coverage is not included in your property insurance policy but can be added as an optional coverage. Homeowners in some areas are more likely to require this coverage as their homes may be more vulnerable to flooding and back-up. The cost of adding this coverage can be minimal compared to the cost of repairing your home and additional living expenses if you cannot reside in your home. If you’d like to learn more about sewer back-up coverage, be sure to call your McCAM Broker

How can I lower my auto insurance costs?

If you’re looking to reduce the cost of auto insurance, you know there are certain crucial factors influencing your rate that are out of your hands. Such factors include your age, gender and record of prior claims. Despite this, there’s a lot you can do to score a lower rate, and your choices bear more power than you might think. Here are some tips to help you get the best rate possible on your auto insurance.

Choose to keep your driving record clean

Here’s an easy, yet effective way to bring down your car insurance costs – drive carefully and obey the rules of the road! Auto insurance companies like to see a consistent accident-free, conviction-free track record. Remember, accidents can affect your premiums for six years or more, so the more you do to avoid them the better. Pay attention to road conditions and be aware of other drivers.

Choose your vehicle wisely

Love the look of that sweet ride? Thieves might too! If you buy a car with a high theft rate or one that’s expensive to repair, your premium can be higher. So do your research! Read consumer reports, and check with your auto insurance company to find out which cars tend to be tougher on the wallet.

Review your coverage

Take a close look at your coverage limits and deductibles.

  • Choosing a higher deductible will lower premiums.
  • If you have an older car, compare the value of the car to the cost of optional collision or comprehensive coverage and decide if it’s worth it.

Let your McCAM Insurance broker check for more competitive rates

When your car insurance comes up for renewal, We will shop around to see if you’re getting the best rate. When you call for a car insurance quote, McCAM compares up to 9 insurance companies and presents the best quote they can find for your particular situation.