It helps to know the basics when it comes to auto insurance in Newmarket, but you don’t have to know “everything” there is. That’s why we’re here! Your policy may include:
Medical: Otherwise known as “accident benefits”, medical coverage is included in your auto insurance in Newmarket. This coverage may offer compensation following an insured loss for rehab, lost wages, or funeral expenses due to an accident involving you and another vehicle.
Lability: Your auto insurance in Newmarket includes coverage for your personal liability, which can offset the cost of any liability expenses resulting from bodily injury or property damage in an accident where you were deemed at-fault.
Property: “Collision” and “comprehensive” coverage are separate purchases which cover your vehicle from physical damages and help offset the cost of repairs and replacements. Collision includes claims resulting from collisions with other cars or stationary objects and comprehensive includes claims for “acts of God,” natural disaster, fire, and more.
Your policy may include coverage for you and anyone on your policy who is listed as a driver. If you use your vehicle for non-personal reasons, you may need to enlist the help of a professional to discuss purchasing commercial auto insurance or acquiring coverage through your employer.