Ajax Auto Insurance

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Looking for Auto Insurance in Ajax?

Before you get behind the wheel and hit the open road, you should know that is illegal to operate a vehicle without first acquiring auto insurance in Ajax. Protection for you and your vehicle – whether you’re driving it daily or it’s stationed away for the winter – is absolutely necessary to ensuring you have a backup plan should something happen. Statistically Ontario drivers will see higher rates than drivers in other Canadian provinces but you don’t need to fret – McCAM’s experts will make sure you find a policy that suits your needs and works with your budget. Our team of auto insurance brokers in Ajax are some of the best in the province and are willing to help you get what you need. We take care of the insurance so you only need to worry about where you’re going to go next.

The experts here at McCAM know how to get you exactly what you need when it comes to competitive auto insurance quotes in Ajax. You don’t need to go through the process alone – we can help! Our connections in the insurance industry make it easy to find quotes that are not typically available on the general market. You might even be surprised at how varied some plans, coverage and costs can be. McCAM is confident that it has the resources to get you what you need and nothing you don’t.

Ajax Auto Insurance: What Is It?

What is auto insurance? Ajax drivers don’t need to know every small detail of their policy but a base understanding can be a huge help. Like with any personal insurance – such as home, life – auto insurance in Ajax is essentially an agreement between your insurance provider and you. Your coverage plan may protect you from any financial loss as a result of a range of exposures defined in your policy. Your Ajax auto insurance may offer you coverage for the following:

Medical:

Also know as accident benefits insurance, this coverage may offer you compensation for some or all of the total cost of injuries, lost wages, rehabilitation, and even funeral expenses due to an incident involving you and your vehicle.

Property:

This may offer you protection for the physical structure of your vehicle from damage expenses resulting from accident, vandalism, or collision.

Liability:

This may offer you compensation for a range of liability expenses due to any injuries or damages you cause while operating your motor vehicle.

Your run-of-the-mill auto insurance may cover you, your family members, and any drivers listed on your policy. Additionally, your policy will offer coverage so long as your commuting purposes are non-business related, so if you use your vehicle to do deliveries, transport clients, meet with clients, or haul commercial goods, you may need to discuss with your broker about the possibility of acquiring a commercial vehicle policy. The auto insurance brokers in Ajax we have here at McCAM will sit down with you and discuss your personal requirements at a moment’s notice. After all, every person is different – so no insurance policy should be exactly the same as another.

How to Keep Your Ajax Auto Insurance Affordable

McCAM’s auto insurance brokers in Ajax are familiar with the area and are well-informed in all things personal insurance. So if you’re asking yourself how you can keep your Ajax auto insurance more affordable, discuss with our experts. Your coverage doesn’t have to break the bank and you don’t need to cut anything out just to make it more affordable. Below is a list of a few ways you can manage your insurance costs more efficiently:

  • Choose to purchase both your home and auto insurance in Ajax through the same provider. Often your provider will offer you a discount or a price reduction as a returning customer. They may even offer you a discount if you have more than one vehicle insured through them.
  • When deciding your deductible amount, consider that the higher your deductible, the lower your renewal costs will be. Always ensure that the amount you choose for your deductible is within reason – and some things may be subject to a separate deductible.
  • Trust in an insurance brokerage such as McCAM for help with looking around for auto insurance quotes in Ajax. Insurance is not a one-size-fits-all and with our connections in the industry we may be able to help find you special programs not available on the general market.
  • Consider that your location plays a considerable role in the amount you are paying come renewal time. Your area may experience higher crime rates and your rates will reflect this. You can keep your costs more manageable if you are in this situation by installing various safety features, such as anti-theft devices to lower your risk. Inform your broker about any modifications you have made to your vehicle.
  • Maintain a good driving record. You can accomplish this by practicing safe driving when behind the wheel, taking transit wherever possible, and not including higher risk drivers in your existing policy. If you are a newer driver yourself you may even consider taking a driver’s ed course.
  • Maintain a good driving record. You can accomplish this by practicing safe driving when behind the wheel, taking transit wherever possible, and not including higher risk drivers in your existing policy. If you are a newer driver yourself you may even consider taking a driver’s ed course.

Our auto insurance brokers in Ajax that operate through McCAM are ready to sit down one-on-one with you to discuss all the ways you can keep your insurance costs manageable without having to forgo any necessary coverage. Pick up the phone and give us a call today to learn about all our tips and tricks for saving money on your insurance.

Free Auto Insurance Quotes for Ajax Drivers

At McCAM, we have some of the best auto insurance brokers in Ajax and the surrounding area. Our experts are dependable and knowledgeable so you know that you can trust in us for when you need competitive quotes that provide protection easily tailored to the needs of both you and the vehicle that you drive. With us, auto insurance in Ajax is a snap.

Feel like you’re in a rut? Chat with the auto insurance brokers in Ajax at McCAM today and we will help you better understand the finer details of your coverage. With McCAM, you’ll never be left wondering if your protection is enough for every exposure you face. Discover free competitive auto insurance quotes in Ajax by filling out our online form today. Great protection is only a couple of clicks away.

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We are open, but our physical office is closed due to COVID-19.

We have been in business for 107 years. We continue to be here for you now. Our staff are currently working from home. Our physical office is closed to the public due to COVID-19. For staff contact information, please click this direct link:

https:​//www.mccaminsurance.com/about-us/

For those calling into the office, you can reach us at 905-579-0111.

We are unable to accept cash payments at the moment. To pay please mail cheque, or send us an etransfer by doing the following:

  1. Email payment to loriann.prebble@mccaminsurance.com
  2. Reference your name and policy number
  3. Security password must be McCam1

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