Oshawa Auto Insurance

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Looking for Auto Insurance in Oshawa?

Prior to getting behind the wheel on public roads you should know that it is required by law to have auto insurance in Oshawa. Having protection for your car or vehicle is necessary to covering both you and your investments whilst you are driving or while your automobile is stationed somewhere secure. Ontario has the most drivers than any other province within Canada and as a result tends to see higher premium costs on average. Oshawa drivers need not fret; there are plenty of ways you can manage your Oshawa auto insurance costs more effectively without having to sacrifice any essential components. Enter McCAM: our team of auto insurance brokers in Oshawa are ready and willing to help you find the protection plan that you need. Obviously, not everyone can be an expert in insurance, and with McCAM you don’t have to be! We look after the insurance so you can get back to driving.

McCAM’s experts help you find a range of competitive auto insurance quotes in Oshawa so that you don’t need to go through the process yourself. With our connections in the industry we can find you quotes that are not available on the general market. You may be surprised at how different some plans, costs and coverage can be! McCAM is confident that it has what you need in order to get the best insurance plan for you and your vehicle.

Oshawa Auto Insurance 101: A Guide

So what exactly is auto insurance? Oshawa drivers do not need to have a flawless understanding of their insurance program when McCAM’s experts are there to help them out but it helps to know the basics. Like with any personal insurance, auto insurance is an agreement between you and your insurance provider that safeguards you from potential financial loss due to a range of risks outlined in your policy. With Oshawa auto insurance you may have protection for the following:


This may protect you from a range of liability expenses due to damages or injuries you incurred while operating your vehicle.


This may offer coverage for some or all of the total cost of rehabilitation, injuries, lost wages, or even funeral expenses due to an incident while you were operating your car. This protection may also be known as accident benefits insurance.


This protection may cover your vehicle’s physical structure from damage expenses due to a collision, accident, or vandalism.

Generally your auto insurance may protect both you, your family members, or anyone listed on your policy as a driver. Note that your Oshawa auto insurance may only provide coverage so long as your commuting purposes are personal and not for business. If you need to use your vehicle to make deliveries, visit clients, transport clients, or visit company sites, you may need to discuss with your broker about commercial vehicle insurance. Our auto insurance brokers in Oshawa are always willing to discuss your needs with you! We know that every person and every car is different so no one insurance policy should be exactly like another.

How to Manage Your Oshawa Auto Insurance Costs

As some of the most experienced professionals in the industry, McCAM’s auto insurance brokers in Oshawa are well-versed in all things personal insurance. Looking for more ways to manage your costs? Auto insurance in Whitby doesn’t have to break the bank and you certainly don’t need to sacrifice necessary coverage just to make it more affordable. Trust in us here at McCAM. Below is a list of a few ways you can make your insurance costs more manageable:

  • Opt to purchase both your home and auto insurance in Oshawa through the same provider. Odds are that your provider will offer you a price reduction if you are a returning customer and you may be eligible for a discount if you have multiple vehicles insured through them.
  • Trust in an insurance brokerage (such as McCAM) for when you need assistance shopping around for auto insurance quotes in Oshawa. Your protection will vary based on the policy you select and not every insurance plan will have the same price tag. When you work with McCAM’s auto insurance brokers in Oshawa you might be able to choose from quotes that are not available on the general market. This is thanks to McCAM’s reach and connections in the insurance industry.
  • Select a higher deductible amount. The higher you set your deductible the more you will have to pay out in the event of an accident but the less your insurance costs will be come renewal time. Ensure that the amount you choose is reasonable.
  • Ensure a good driving record. This may entail using your vehicle less, taking transit wherever possible, not including high-risk or newer drivers from your policy, etc. You may even opt to take a driving course if available, as this may present new discount opportunities.
  • Ask your broker if there are any discounts you may be eligible for. These can include group plans, driver’s ed, no or few claims, low mileage, and more.
  • Ask your broker if there are any discounts you may be eligible for. These can include group plans, driver’s ed, no or few claims, low mileage, and more.

The auto insurance brokers in Oshawa that we have here at McCAM are always willing to sit down and chat with you about all the ways you can look after your costs when it comes to your coverage. Get in touch us today to learn about all the tips and tricks for saving money on insurance.

Free Quote Insurance Quotes for Oshawa Drivers

McCAM is fortunate to have some of the best auto insurance brokers in Oshawa and the surrounding area and knows that you can trust in us for when you need competitive quotes that offer coverage suited to the requirements of both you and the vehicle you drive.

When you feel like you’re in a rut discuss with the auto insurance brokers in Oshawa at McCAM to help you better comprehend the ins and outs of your coverage. With us, you’ll never be left wondering if your coverage is enough. Find free competitive auto insurance quotes in Oshawa by applying online today. Coverage you can rely on is only a few minutes away!

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We are open, but our physical office is closed due to COVID-19.

We have been in business for 107 years. We continue to be here for you now. Our staff are currently working from home. Our physical office is closed to the public due to COVID-19. For staff contact information, please click this direct link:


For those calling into the office, you can reach us at 905-579-0111.

We are unable to accept cash payments at the moment. To pay please mail cheque, or send us an etransfer by doing the following:

  1. Email payment to loriann.prebble@mccaminsurance.com
  2. Reference your name and policy number
  3. Security password must be McCam1

Thank You.