Oshawa & Home Insurance: McCAM Has You Covered
If you happen to own a recreational vehicle such as a boat you should ask your broker about a watercraft insurance endorsement. Your general home insurance policy will likely not include protection if there are any damages to these items so ensure that you ask a professional how to go about finding coverage for these items.
The majority of home insurance companies in Oshawa will likely not include earthquake insurance in your insurance policy. Discuss with an expert about the possibility of including this endorsement if you feel as though this risk is prevalent to you.
Typically water damage as a result of clogged sewer lines will not be included in your typical Oshawa home insurance policy. This endorsement can be added to your existing insurance to include damages from water escape as a result of septic system, sump pump, drain or sewer rupture.
Home-based Business Coverage:
If you only occasionally work from home, this coverage may not be necessary. However you will want to discuss with a broker if you are self-employed or often have clients come to your home. Your regular home insurance policy will not cover losses or damages to company property.